Living Benefits Covers

Chronic

Cannot perform 2 out of 6 activities of daily living:

  • Bathing
  • Continence
  • Dressing
  • Eating
  • Toileting
  • Transfering

Critical

Life-threatening condition that requires medical support of vital organ functions without which death would be imminent.

  • Cancer
  • Stroke
  • Heart attack
  • Kidney Failure
  • End-Stage Renal Failure
  • Cancer
  • Coma

Terminal

A terminal illness is a disease or condition that can't be cured and is expected to result in death usually within 12 - 24 months.

Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless you have a need for life insurance. Check with your carriers which illnesses are covered with your policy.

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